Health Insurance Simplified

At Millcreek Insurance Advisors, we make health insurance simple. Your employer doesn't offer coverage, we help you understand your options and find a plan that fits your needs and your budget. From ACA marketplace plans to private health insurance, our local team compares top options we show you the three top options side by side for easy comparison and walks you through everything—so you can feel confident, not confused. Millcreek Insurance Advisors in Salt Lake City, UT, can be reached at 801-201-9975.

Why Choose Us

NO EXTRA COST, FULLY LICENSED CARING ADVISORS

Get personal help from your Salt Lake City-based agent—no call centers, just one consistent point of contact.

WE COMPARE HUNDREDS OF PLANS

We shop the market for you, then narrow it to the three best health plan options.

CLEAR SIDE-BY-SIDE COMPARISONS

Our plain-language tools help you understand deductibles, co pays, co insurance, premiums, and out-of-pocket costs.

PLAN ANALYSIS

We use advanced software to project your estimated total annual medical expenses—so you see which plan provides the best value.

ACA AND ALTERNATIVE PLANS

Most people qualify for savings through ACA marketplace plans. We also offer non ACA alternatives (with health underwriting) that typically cost 30–50% less and aren’t bound by open enrollment.

What Our Insurance Agent Offers

✅ ACA Marketplace Plans

  • 9 out of 10 customers qualify for lower premiums or cost-sharing reductions.
  • Preventive care and wellness benefits with no extra out-of-pocket cost.

✅ Non-ACA Plans

  • Health underwritten options.
  • No open enrollment restrictions.
  • 30–50% lower premiums than full-price ACA plans.

How It Works

  1. Get a Quick Quote
  2. Call us. A quick 15 minute call to discuss your needs or call us. We'll get started checking available options.
  3. Review & Compare
  4. Your advisor identifies the best three plans and summarizes them in a simple comparison—covering costs, benefits, network, and extras.
  5. Apply With Help
  6. We guide you through the application process: from completing forms to handling paperwork and marketplace submissions.
  7. Stay Supported
  8. We'll check in quarterly, assist with claims, handle renewals, and answer any benefit questions—long after you’ve enrolled.

Know Your Terms

We break down:

  • DEDUCTIBLE: WHAT YOU PAY BEFORE COVERAGE BEGINS.
  • CO PAY: A FIXED FEE FOR VISITS/SERVICES.
  • CO INSURANCE: PERCENTAGE SHARE OF COSTS AFTER YOUR DEDUCTIBLE.

Hear From Our Clients